MORTGAGE & FINANCE

You Don’t Need 20% Down

You Don’t Need 20% Down

Is a down payment standing between you and your dreams of homeownership? Most people think you need at least 20 percent down in order to buy a home. But… Read more ⇢
What is a Balloon Mortgage?

What is a Balloon Mortgage?

Shopping for a mortgage is one of the first things you’ll do on your homebuying journey. Many buyers are aware that there are several types of mortgages available, including… Read more ⇢
Repairing Your Credit

Repairing Your Credit

Your credit history and credit score are key components that lenders will evaluate when you apply for a mortgage. The better your credit score, the better your terms will… Read more ⇢
Common Mortgage Terms to Know

Common Mortgage Terms to Know

If you’re buying or refinancing a home, then you’ve probably come across some terms that made you think, “Huh? What does that mean?” Honestly, you wouldn’t be alone! Real… Read more ⇢
Make Yourself More Attractive to Lenders

Make Yourself More Attractive to Lenders

The pandemic has upended the real estate market. Inventory has hit record lows and buyers are facing fierce competition when it’s time to make an offer on a home. Read more ⇢
Cash-Out Refinance: Pros & Cons

Cash-Out Refinance: Pros & Cons

Cash-out refinances have been in the news lately, and you may be wondering what they are and if one would be appropriate for you. Simply put, a cash-out refinance… Read more ⇢
Don’t Sabotage Your Mortgage Application

Don’t Sabotage Your Mortgage Application

Getting pre-approved for a mortgage is one of the first steps toward homeownership. But a lot happens after that initial pre-approval, and things can derail if you aren’t careful. Read more ⇢
Tax Deductions for Homeowners

Tax Deductions for Homeowners

Unless you’re a tax expert, it can be tricky to determine exactly what deductions you should take as a homeowner. And recent changes to the tax laws can affect… Read more ⇢
How to Find Down Payment Funds Quickly

How to Find Down Payment Funds Quickly

The pandemic has had a major impact on real estate. More Americans are deciding to enter the housing market and buy their first homes. However, buying a home requires… Read more ⇢
Have You Considered a USDA Loan?

Have You Considered a USDA Loan?

Because of the pandemic, many Americans have decided they need more space at home. Urban dwellers are beginning to spread out into the suburbs and more rural areas, especially… Read more ⇢
What Is Home Equity?

What Is Home Equity?

There are many benefits of buying a home, but one of the biggest is building equity. But what exactly is home equity, and how can it be used to… Read more ⇢
Repairing Your Credit Post-Pandemic

Repairing Your Credit Post-Pandemic

The global coronavirus pandemic has had serious financial consequences for many Americans. High unemployment caused by the shutdown has made it difficult for some to make their monthly payments. Read more ⇢
Why Mortgage Pre-Approval is Essential

Why Mortgage Pre-Approval is Essential

We say this often because it’s so important – you must get pre-approved for a mortgage before you begin your home search. Getting pre-approved for a home loan is… Read more ⇢
Improving Your Credit Score

Improving Your Credit Score

Are you one of the millions of Americans who are ready to jump into the real estate market this year? Despite the pandemic, the real estate market is flourishing… Read more ⇢

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